insurance-ca.info is a non-profit, non-lobbying organization dedicated to informing consumers and the media about California law.
Download »
California Tenants:
A Guide to Residential Tenants' And Landlords' Rights and Responsibilities
(new window)
Download »
Digest of Insurance Law: California
(Not Revised for this Edition, new window)
Estimated at well over $90 billion and being among the great of the earth, the Insurance market in California is governed by the California Department of Insurance. This section of industry was created to protect its consumers from numerous insured accidents and help the whole community to keep its marketplace economically stable providing access to such information as producer licensing, financial conformity, legal issues, market conduct etc.
The California Department of Insurance is responsible for enforcing many of the insurance-related laws of the state. We are foremost a consumer protection agency. Our number one priority is to protect insurance consumers by regulating the industry’s practices and encouraging a healthy marketplace, which is one of the largest in the world.
When you give personally identifiable information to an agent, broker or insurance company in order to apply for insurance or submit a claim, you should not worry because your privacy is guaranteed by the California Insurance Code Sections 791 - 791.27 and the Insurance Information and Privacy Protection Act (IIPPA). Each client is provided with a "Privacy Notice" that includes general practices and policies concerning privacy, information necessary for application for insurance, submission of a claim or other insurance transactions. Also this document describes the persons with whom your personally identifiable information will be shared as well as your rights regarding the restriction of that sharing.
Created within the Fraud Branch (formerly Bureau of Fraudulent Claims), pursuant to California Insurance Code (C.I.C.) §1872.1, the committee makes recommendations to the Bureau and other appropriate public agencies and private sector entities on ways to coordinate the investigation, prosecution and prevention of automobile insurance claims fraud. The committee also assures that preventative, investigative, prosecutive and data collection efforts undertaken by the bureau are efficient, cost-effective and complement similar efforts undertaken by law enforcement agencies and insurers. The committee is composed of the Deputy Commissioner of the Department of Insurance Fraud Division, one representative from the Department of Justice, the Department of Motor Vehicles, the Division of Investigation of the Department of Consumer Affairs, the California Highway Patrol, the Bureau of Automotive Repair, the State Bar of California, and the Medical Board of California.
We welcome your feedback | Contacts
© 2011 insurance-ca.info